Notice of Liability: HSBC bank refuses service to mask-exempt customer


Delivered to Mr. Eric Yih’s secretary on December 3, 2021.

Notice of Liability

Attention: Eric Yih, Assisatnt Vice President and Branch Manager, South Point and White Rock Branches, HSBC Bank Canada, 419 – 3099 152 Street, Surrey, BC V4P 3K1, [email protected]

The incident

On December 2, 2021, about 12:30 p.m. at my HSBC branch I was refused service on urgent bank business (transfer of funds to another bank, instructions for term deposit on its upcoming maturity).

Mr. Yih asked me to put a mask on. I replied I am exempt, but he kept on demanding I show a proof of exemption. I responded I don’t need to show anything, and he told me to leave.

Before I left, I asked for the legal basis of the request. The answer was “HSBC policy”. I replied that policy is not law, while provincial order specifies exemptions and does not require any proof be shown. He asserted then that HSBC follows BC law.

The store Manager and his superiors act as enablers/executors/abetters of unlawful orders in fraudulent medical emergency detailed here: including the scientifically proven harm to health and ineffectiveness of masks as infection protectors.

This is your official and personal Notice of Liability

Provincial legislation/public health orders oblige to serve me, a mask-exempt person with disability. Emergency Program Act, Ministerial Order M012 by the Minister of Public Safety and Solicitor General states:

AND WHEREAS it is not possible for some persons to wear face coverings and I have taken that into consideration in this order; […] Exemption from use of face covering
Section 3 [Face coverings required in indoor public spaces] does not apply as follows: […] (b)  to a person who is unable to wear a face covering because of (i) a psychological, behavioural or health condition, or (ii) a physical, cognitive or mental impairment; accessed Dec. 2, 2021

BC Office of the Human Rights Commissioner — Poster: Exemptions to mandatory mask orders:

If a person claims a mask exemption, take them at their word. Proof should not be required. accessed Dec. 2, 2021

I have the right to be served by businesses run to serve the public. Unlawful actions at my HSBC branch violate the Canadian Constitution, the Coronation Oath, the Charter of Rights and Freedoms, the Bill of Rights, and the Universal Declaration of Human Rights. There are no provisions in any orders of any health minister, public health officer, doctor, or provincial legislation, that can, nor pretend that any measures can, override Charter or other pre-Charter constitutional rights.

Even if the Federal Government had invoked the Federal Emergencies Act, which it has not, even that Act states:

AND WHEREAS the Governor in Council, in taking such special temporary measures, would be subject to the Canadian Charter of Rights and Freedoms and the Canadian Bill of Rights and must have regard to the International Covenant on Civil and Political Rights, particularly with respect to those fundamental rights that are not to be limited or abridged even in a national emergency.

I am under no moral or legal obligation to comply with any orders to wear a mask, while being treated apartheid-like with refusal of service otherwise given to masked clients who, based on ample scientific evidence, are as likely to transmit a virus. According to section 52(1) of the Constitution Act, 1982, any law that is inconsistent with the Constitution is of no force and effect. Hence, any measures/actions taken to compel compliance with unlawful public health orders such as mask-wearing, a scientifically unproven and potentially harming medical procedure based on fraudulent science, by means of:

  • trespassing my right to bank service and to access my account in person during bank business hours, as if I was a leper
  • harassment/discrimination in an attempt to coerce to a medical procedure of mask wearing that I am exempt from
  • selective posting of signs requiring obedience to pandemic measures
  • no signs concerning exemptions, nor harm and ineffectiveness of masks
  • no warning signs concerning self-spreading vaccines and shedding by the vaccinated bank staff and customers, in whose presence I am forced to do bank business

…will be met with a human rights complaint, civil litigation, and/or criminal charges against you.

Alleged criminal implications — Without prejudice

The Nuremberg Code requires voluntary informed consent to medical procedure such as mask-wearing, without any form of coercion. Nuremberg Code: Article 6, Section 1:

Any preventative, diagnostic and therapeutic medical intervention is only to be carried out with the prior, free and informed consent of the person concerned, based on adequate information. The consent should, where appropriate, be expressed and may be withdrawn by the person concerned at any time and for any reason without disadvantage or prejudice.

Nuremberg Code: Article 6: Section 3:

In no case should a collective community agreement or the consent of a community leader or other authority substitute for an individual’s informed consent.

Misled by “collective community agreement” on the plandemic and mask-wearing, the Manager coerced me to mask-wearing, with consequent disadvantage and prejudice, causing anxiety, angst, public humiliation and a feeling of being terrorised. As a condition for me to be served, the Manager required that I put a mask on or show proof of exemption. Thereby he contravened the Criminal Code of Canada (CCC). By CCC 269 I have reasons to believe I was tortured:

269.1 (1) Every official, or every person acting at the instigation of or with the consent or acquiescence of an official, who inflicts torture on any other person is guilty of an indictable offence and liable to imprisonment for a term not exceeding fourteen years.

torture means any act or omission by which severe pain or suffering, whether physical or mental, is intentionally inflicted on a person (a) for a purpose including (ii) punishing the person for an act that the person […] has committed or is suspected of having committed, and (iii) intimidating or coercing the person […], or (b) for any reason based on discrimination of any kind,

(3) It is no defence to a charge under this section that the accused was ordered by a superior or a public authority to perform the act or omission that forms the subject-matter of the charge or that the act or omission is alleged to have been justified by exceptional circumstances, including […] public emergency.

The Manager was doubly unjustified to coerce me to comply with unlawful order that exempts from mask-wearing anyway. In his extortion to prompt mask-wearing, the Manager has no escuse, as his duty as higher level manager is to know the law and BC provincial orders intimately.

346 (1) Every one commits extortion who, without reasonable justification or excuse and with intent to obtain anything, by threats, accusations, menaces or violence induces or attempts to induce any person, […] to whom violence is shown, to do anything or cause anything to be done.

Paving the way to genocidal “vaccinations

See under “mRNA bio-weapon ‘vax’ “, ”Genocidal vaccines” and “Self-spreading vax” at

Adherents of non-scientific compliance with mask-wearing ignorantly line up to get a jab of the experimental bio-weapon called “covid-19 vaccine”. Because masks are ineffective, even masked vaccinated persons become super-spreaders when jabbed with the self-spreading bio-weapon called “covid vaccine”. They shed spike protein or/and prion-like particles; the scientists are not yet sure abour the exact mechanism, but the self-spreading is a fact.

Consequently, I was the person most at risk at the branch. Wearing a mask would not protect me, if this was the Manager’s motive of coercion. Equally absurd is his motive of protecting staff and other customers by mask-wearing, since maska are ineffective in stopping micro-particles or reducing their passage, in both exhale and inhale mode.

You, Mr.Yih, help enforce obedience to useless mask-wearing in an alleged public emergency based on fraud and pseudo-science. Despite early availability of proven, safe and effective treatments, the pandemic still aims at mass jabbing with the genocidal bio-weapon. Thereby you participate in the mass crime execution, through reinforcing criminal mass psychosis and tyrranical medical terror by BC gov’t members obeying the globalists, whose goal is genocide and enslavement in New World Order.

You are now on Notice

I will hold you, Mr.Yih, personally culpable for any type of personal loss and/or injury including violation of my right to service as a mask- exempt, and other rights and freedoms, and for possible mass infection of fellow unvaccinated British Columbians by the bio-weapon shedding, which you helped come about by implementing the said measures of an unlawful, fraudulent pandemic.

  • Compassionate note. Doubly vaxed have ca. 60% chance of dying within 3 years. If you took the “covid-19 vaccine” from an active batch but want to live, consider some of the remedies indicated under “Remedies…” at

For email delivery, signed by printing my name from the cockpit of my blog accessible only to myself:

Piotr Bein

For hand delivery, signed:


December 3, 2021

By piotrbein